Paying For Retirement

personal finance advice from me to you

Fish Bowls and Self Employment

Got to travel to NYC for work, which meant I got to see some of my friends. On Tuesday I went out with some friends from college and the talk of budgeting came up and I had to share with you the conversation. Now, I’m not condoning this method, but it works for them. Basically, [...]


The Sun Will Come Out Tommorrow

Here’s to a better day in the market. The Dow Jones hit a 12 year low on Monday. Closing at 7,115 this is the lowest it has been since 1997. My 401k and IRA are getting killed, but I’m still okay.


American Express must have been influenced by the Cash4Gold commercial during the Super Bowl. AMEX announced that they are offering card holders $300 to pay off their balance and close their accounts. Cash is king these days, and they are offering a prepaid card (AMEX gift card) if users pay off their account balances between [...]


For those that don’t know, The President and his Treasury Secretary Tim Geithner unveiled the Homeowner Affordability and Stability Plan. This is, by my count, part three of the Presidential plan to kickstart the economy. The first was the stimulus bill, the second was the treasury plan to bail out banks even more with the updated [...]


Save Money On Postage Stamps

It’s a foregone conclusion that the price of stamps are going to continue to rise year after year. Personally, I only mail out birthday cards to a select few and other odds and ends. I’d be shocked if I mailed out more than 20 things a year. The wife wants to send out christmas cards [...]


Just wanted to let you know that one of my favorite posts here – Lower my bills cable edition is competing in the Free Money Finance March Madness contest. Set in the style of the NCAA tourney, blog posts from all over the personal finance world are competing against each other for the top prize [...]


Robert Wright On The Crisis: If you only read ONE THING that I post, please go read this guest post on AFM. I really like what Robert has to say here.
My Children Made Me Do It: OpEd piece talking about providing a nest egg for your children. I’m not buying this as an excuse [...]


Dollar Frugal has posted the latest Carnival of Personal Finance. My article on conducting a financial fire drill made the list. Lots of other good articles are up this week. Here are a few of my favorites:

InsureBlog talks about why medical costs are rising. here’s a hint – DEADBEATS.
$uburban Dollar rolls out how to build [...]


Lower My Bills Grocery Edition

Looking at my monthly budget, outside of my mortgage and car, the biggest expenditure I have is food and groceries. While the wife and I have cut back on our eating out since starting a diet, we did notice our grocery bill increasing. I thought grocery shopping and cooking at home was suppose to save [...]


ETFs or Index Funds: Which are Right for You?
Guest article on consumerism commentary that breaks down ETFs and Index Funds. Lots of good information.

Behavior Gap: The Psychology of Investing
Get Rich Slowly talks about Carl Richards and the “behavior gap” and has a really sweet visual to boot.

Lending Club $100 Giveaway
Nickel is giving away $100 to [...]


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