Paying For Retirement

personal finance advice from me to you

Is Now the Time to Buy a Home?

Yesterday my realtor sent me a listing for a house in my neighborhood, asking if I knew someone interested in being my new neighbor. I checked the house out and my jaw dropped. The house looked very similiar to mine, although a couple hundred square feet smaller. Updates such as vinyl windows were made, and [...]


Where to Invest Your Cash Savings

Consumer savings rates have been above 4% for two consecutive months. The last time that happened was over 10 years ago. I haven’t found numbers for March yet, but I am sure we are still saving at high rates. So the question is – Where do you invest your cash savings? Here are my suggestions, [...]


2008 Income Tax Refund Received

I was greeted last night to notice that my 2008 tax refund has been deposited in the bank. There was 2 weeks inbetween my submission/approval of my tax forms and the direct deposit refund check. Of course, all of my refund is actually a zero percent loan from the government. I was able to take [...]


Five Steps to Identity Theft Protection

I get a lot of questions about identity theft. Now that we are almost all online and our information is stored in bytes, the possibility of getting your information compromised is increased. You don’t have to look very far before you hear or see a news story or get a letter in the mail from [...]


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