Paying For Retirement

personal finance advice from me to you

2008 Income Tax Refund Received

I was greeted last night to notice that my 2008 tax refund has been deposited in the bank. There was 2 weeks inbetween my submission/approval of my tax forms and the direct deposit refund check. Of course, all of my refund is actually a zero percent loan from the government. I was able to take [...]

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Five Steps to Identity Theft Protection

I get a lot of questions about identity theft. Now that we are almost all online and our information is stored in bytes, the possibility of getting your information compromised is increased. You don’t have to look very far before you hear or see a news story or get a letter in the mail from [...]

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Tax Deductions for 2009 Car Purchases

Looking to get a new car? Well the IRS announced that they will begin offering deductions to your taxes for purchasing a new passenger vehicle. Here are the highlights:

Can deduct State, local and excise taxes on new car purchases.
Purchase must be made between February 17th, 2009 and December 31st, 2009. One day before or after and [...]

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Financial Crisis? Get Government!

If you are feeling some of the economic pains from the current crisis, have no fear – government is here! Today they launched a special guide for getting through these “tough financial times” through the Substance Abuse & Mental Health Services Administration (SAMSHA) website.
I don’t want to make light of the situation out there, but [...]

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Here’s my second installment to the Personal Finance Dictionary. Having a Personal Finance Word of the Day will provide readers a nice, quick, and simple way to understand some common, and not so common, words thrown out there. I’ll provide a quick definition, common uses, and a simple sentence to tie the word together.
The Word [...]

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Save Money by Carrying $100 Bills
Time offers a solution to spending cash – carry around big money grips of Benjamins.

High-yield bonds
Also known as junk bonds. This article discusses the high risk/high reward of these investments.

Free SmartMoney Tax Guide
2Million offers up the SmartMoney guide for those still doing your taxes. 2 weeks left!

Your Take: AIG Bonuses
Jim [...]

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I read this post about some really bad customer service from a photographer. Apparently the person was shopping around for a wedding photographer for their wedding. Having gone through this not too long ago, finding a good photographer for a price that is reasonable can be pretty tough.
Well, apparently this photographer didn’t appreciate that the [...]

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This week’s Carnival is up and being hosted by Wide Open Wallet. My article on Flexible Spending Accounts has been listed. Below are some of my favorite listings for the week.

Four Pillars discusses the pros and cons of buying a new or used car. I’m on the side of used.
Fiscal Fizzle offers up some great ways to [...]

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Bank of America will take over the Upromise credit card next week and there will be changes to the rewards program. But in a shocking move that contradicts the recent trend of reducing rewards, the Upromise credit card will have increased rewards.
So what changes? Well, sorry to sensationalize this topic, but not too much. Previously [...]

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The latest carnival is up, courtesy of Four Pillars. My article on lower your electric bill has been featured. There are some really good articles this week. Spend some time and get to read some new sites. Here are a few of my favorites:

ABCs discusses ETFs.
Squawkfox offers some resume power words.
Weakonomics offers his view on [...]

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